Security Center Alerts
Planning for Life's Events
Life can change in wonderful ways and it can also throw its challenges – make sure you’re ready for any milestone or event.
Retirement
Planning for a comfortable future
The best way to plan for retirement is to start early. Financial security in retirement doesn’t just happen. It takes planning. Let us work with you to put a plan together at any stage, any age.
- Income Replacement strategy
- Social Security Planning
- Retirement Planning
- Insurance Needs / Analysis
Marriage / Family
Planning for Couples
Whether you want to grow your family or want to enjoy just being a couple, there are considerations to plan for. Whether your combining finances, looking for a home or planning for kids, there are ways to be smart with your financial planning.
- Financial Plan for Couple
- Education Planning
- Estate Planning Documents
- Beneficiary Designations
- Insurance Needs / Analysis
Career Change
What to consider when changing jobs
When you change jobs or change careers altogether there are financial considerations. Whether it’s rolling over 401K plans, adjusting portfolios to a change in compensation, we can help you think about making a smooth transition.
- Rollover Options for old 401k
- Retirement Planning
Death of a Loved One
What You Should Know
The last thing you want to think about when you’ve lost someone is will I be secure with finances? Good planning can help here, ensuring that those left behind will be comfortable. We can also assist should you be in this situation currently.
- Document Review
- Is Probate needed
- Beneficiary Designation Review
- Step up in Basis Review
- Insurance Review
Health Event
Be Prepared and Plan Today
You never want to have to worry about finances when you’re focused on your health or that of a loved one. We can help you plan ahead so that you’re not sidelined by financial concerns in the event of a health issue. We can also assist should you be in this situation currently.
- Durable Power of Attorney Review
- Health Care Proxy Review
- Trust Review
- Need for planning documents
- Beneficiary Designations Review
- Insurance Analysis
Aging Parents
Financial Considerations
Caring for aging parents involves financial considerations like healthcare costs, long-term care options and budgeting for fixed incomes. It's essential to discuss estate planning, potential home modifications and available financial resources.
- Estate Planning Document Review
- Beneficiary Designation Review
- Financial Review and Planning for Distributions and Support
- Insurance Needs / Analysis
Who We Are
Salem Five Wealth Advisors provides full-service financial advice and management for individuals, families, small businesses and non-profits. As fiduciaries, we strive to build enduring relationships with our clients based on trust, communication and mutual respect. Our goal is to educate and empower our clients to make informed decisions about their financial futures.
Meet the Team
Our Approach
Our planning-based model involves listening to assess our clients’ current financial situation, setting realistic objectives, developing strategies to reach their goals and implementing the plan. Most importantly, our process continuously monitors and adjusts in response to both life events and market conditions. Our commitment to integrity and transparency makes us a valued resource for any and all financial related questions throughout the partnership. 
Financial Perspectives and Resources
Economic insight from Sean Tesoro, President, Salem Five Wealth Management and Trust. Watch video below.
Do you have questions or need more information?
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Salem Five Bank and Salem Five Wealth Advisors are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Salem Five Wealth Advisors, and may also be employees of Salem Five Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Salem Five Bank or Salem Five Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Salem Five Bank provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. Salem Five Bank is not a current client of LPL for advisory services.
Please visit: https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html
LPL Financial Form CRS